Frequently Asked Questions

Snap a picture of your invoice and submit it with ease with SJC's user friendly portal. Once you are set up with SJC, you will have access to our online portal which allows you to submit invoices, analyze aging reports, and gain access to additional services like lines of credit and credit checks to help your business needs.
Enjoy SJC's same day or next day pay via Wire transfer or ACH. At SJC you have the option to wire your funds the same day for a small fee or receive them the next day via ACH payment for free.
With SJC's quick onboarding process, we can have your account set up in 2 business days. Our onboarding team specializes in helping clients move on from there previous factors in order to make sure they are able to smoothly keep their business moving forward.
With SJC advanced credit check, you'll be able to log in to your online portal and check any customers credit via our credit check. Our credit checks are live, which means they report the most accurate information for you to make your decision on if they are a good customer to work with.
Yes. Try our 60-day trial which allows for carriers to try out SJC Factoring and see if it is a good fit for them. You can try out our service without the worry of being locked into a contract.
Yes. SJC will buyout your account from other factors in order to ensure a smooth transition process. Speak to one of our buyout experts on transitioning from your previous factor and what the process may look like for you.